30 Money-Saving Tips For South Africans

Let’s have a closer look at money-saving tips that could free up some much-needed cash in your budget.

  1. Plan your meals so you save on your monthly grocery bill and be ruthless about wastage.
  2. Cancel those gym memberships unless you are seriously committed to getting to the gym regularly.
  3. Now that you have your eye on the gym membership, what about all the other subscriptions you never use?
  4. Pack a work lunch and save money on canteen chow or lunch orders.
  5. Don’t eat out for an entire month.
  6. Delete the Uber Eats app from your phone.
  7. In fact, delete all retail shopping apps from your phone.
  8. Pick one – Netflix or Showmax?
  9. Cut out mid-week drinks and save the beer and wine for the weekend.
  10. Don’t “tata ma chance” with a lotto ticket, rather back the “tata my save for sure” strategy.
  11. Sign up for free customer rewards programmes (grocery stores, banks, clothing outlets, insurance companies) and maximise your ability to earn from your usual monthly spend.
  12. If you are going to go out, pick a mid-week evening and find a restaurant running a special.
  13. Check your banking fees and see if you can save there.
  14. Audit your cell phone usage and make the right call about your plan type.
  15. If you haven’t claimed in a long while, push your car and home insurer for a discount.
  16. Review your medical aid plan once a year.
  17. Entertain family and friends at home rather than meeting out.
  18. Try and only have one car repayment at a time.
  19. Plan to kill off those clothing accounts.
  20. Avoid impulsive shopping splurges.
  21. If you are visiting the GP, try and get a generic equivalent if you’ve been prescribed medicine.
  22. Get the high-pressure hose out the garage and give the cars a wash on the weekend.
  23. Travel on the cheap using Apps like Airbnb and follow websites like MTBeds.
  24. Cancel the golf membership and sign up to a programme like Playmore golf.
  25. Visit the library and don’t buy a book for a while.
  26. Find out if you can join your spouse’s company medical aid which is subsidized.
  27. Take the dog for a walk on the weekends in a beautiful park and pack a picnic basket for lunch.
  28. Make time to do fun activities at home with your kids rather than buying them toys and things they don’t need.
  29. Don’t pay for an expensive landscaper, get into the garden and make it a project you can both enjoy.
  30. You don’t always have to send money on gifts, think of something meaningful as a birthday or Christmas gifts for the entire year.

Do you have any money-saving tips you would like to share? Feel free to leave them below.

If we can be of any assistance, feel free to drop us a line.

Until next time.

The Wise About Life Team

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